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Many people believe that their car insurance premiums are only determined by the value of the vehicles they are insuring. Some really ignorant people believe that their insurance premiums are based on how much money they make and what they can afford to pay for insurance.
In reality our vehicle insurance premiums are determined by a number of factors that are in our control and a number which are not. Those that we can do nothing about include things like the crime rate in our particular country Cheap Chris Wideman Jersey , city, suburb or even street. The condition of the roads in the area we predominantly drive in are another factor as well as something so completely out of our control as the number of uninsured cars driving around with us.
Then there are factors that influence our premiums that we can do something about. These include things like the security devices fitted in the vehicle which reduce the chances of having the vehicle stolen. The value of extras fitted during and after manufacture can also push up premiums. For example Cheap Dion Phaneuf Jersey , a car with an expensive sound system will cost a lot more to insure than one with a simple inexpensive radio. These factors tend to make sense, but what most people find unbelievable is that the color of the vehicle is also one of these factors!
When you buy a car Cheap Mike Condon Jersey , your choice of color could reduce your insurance premiums. Choosing a red, black or white car could mean that you will pay more for your motor insurance Mike Hoffman Jersey , while selecting a car that is painted green or blue could reduce your premiums. The color of a vehicle has an impact on its collision and theft risk thus making it more expensive to insure. How vehicle colors affect premiums can be broken down into three variables:
People who drive red or black cars tend have more aggressive personalities. This aggression affects their driving style making them more likely to have accidents. Sport cars also tend to be predominantly red or black which reinforces this theory. People who choose to drive blue or green cars are more likely to have a relaxed, less aggressive driving style Jean-Gabriel Pageau Jersey , making them less of an accident risk.
Metallic colours like silver and grey are not a good option for those wanting to keep their premiums down. These colours make vehicles less visible at dawn and dusk which increases the likelihood of an accident.
Although white vehicles indicate a more passive personality and are easier to see in the mornings and evenings, they are also a higher risk due to the fact that they can be repainted easily. Car thieves tend to favour white cars and this pushes up insurance premiums.
These color-based factors have been identified by insurance companies based on statistics and trends rather than scientific research. So if you drive a red car do not worry Craig Anderson Jersey , this does not necessarily mean that you are an aggressive person. However it still leaves you in a higher risk category in the eyes of your insurer.
CHICAGO， Aug. 14 (Xinhua) -- A confrontation between police and protestors turned violent Saturday night in Milwaukee in the north-central U.S. state of Wisconsin， after a police officer shot and killed an armed 23-year-old man.
A gas station and a vehicle were set on fire after some 100 protestors gathered near the scene of the shooting， a predominately African-American part of the city， and confronted with the police for about an hour earlier in the evening.
A police officer was hit in the head by a brick thrown through the car's windows.
Witnesses say gun fires were heard as police officers wearing riot gear tried to disperse the protesters. At least three people have been detained.
The shooting happened Saturday afternoon when two police officers pulled over a car with two suspects inside. The suspects then began to run. In a foot chase， a police officer shot and killed the 23-year-old， Milwaukee Journal Sentinel reported. The race and the name of the suspect or the officer remain unknown.
The police officer， who was not hurt， was placed on administrative leave while an investigation into his conduct has been launched.
The second suspect， also a 23-year-old man， has been in custody.
In a news briefing at the scene shortly after the shooting， Milwaukee Police Assistant Chief Bill Jessup said the man who was killed carried a stolen handgun and has "a lengthy arrest record，" which he failed to specify.
Mayor Tom Barrett， appealing for restraint and calm， acknowledged that the neighborhood， where the shooting took place， has been affected by violence in the recent past.
"There are a lot of really， really good people who live in this area ... and can't stand this violence，" Barrett said.
The incident was preceded by several police-involved shootings across the United States， in which the use of force by police is questioned.
In July， two black men were shot dead by police in Louisiana and Minnesota， which sparked angry protests by African Americans across the nation against police brutality and racial discrimination.
Earlier this year， a native American woman was killed by an Arizona police officer. The shooting has prompted protests in recent months by Native American activists.
Before July shootings， blacks divided on U.S. police behavior
WASHINGTON， July 17 (Xinhua) -- Just before the fatal shootings last week of black men by police in Louisiana and Minnesota， blacks in the U.S. were evenly divided over their treatment by police， Gallup has fou. http://wholesaleauthenticjerseyscollege.com/ Cheap Jerseys China Cheap Jerseys Cheap Jerseys From China Cheap Hockey Jerseys Cheap Jerseys From China Cheap Jerseys China Wholesale NFL Jerseys Cheap MLB Jerseys Wholesale Jerseys China